Health insurance or also known as private medical insurance, is designed to ensure you that if something was to happen in the future that required medical treatment, you wouldn’t need to worry about NHS waiting lists or paying for the cost of treatment.
Many view private medical insurance as a luxury, but actually it is more affordable than most people think. There are several benefits in making the decision to take out private medical insurance that many wouldn’t initially know, such as:
The NHS is known to have extremely long waiting times for diagnosis and treatment, along with several other things. With private health insurance you will be able to avoid the long wait times for whatever it is you need and receive the treatment as quickly as possible.
For many, the NHS care is effective for them but taking out private health insurance will give people a peace of mind and certainly knowing that if something was to happen that they would be taken care of as quickly as possible. Also, if something was to happen where the NHS couldn’t cover it, depending on your private health insurance they would be able to help you pay those bills.
This allows patients to have a wider range of choices regarding when and where they receive health care. Giving you the freedom to decide what hospital or surgeon you want if needing a procedure, or if you need any type of scan done.
If you were to develop a health problem that requires a specialist, private medical insurance enables you to receive a quick referral to a specialist so you can find out what is wrong as soon as possible. This prevents delaying any diagnosis or treatment that you need and give you a peace of mind knowing that you can find out what’s wrong immediately.
You’ll have a choice of a private hospital from a list given by your insurer of which most hospitals offer a private room and also often an en suite, rather than staying in an open ward like you would get on the NHS.
To get your quote on health insurance today, Select your Gender Below or go to YourHealthCovered.co.uk